Let us take the guess work out of shopping for your personal Insurance needs.

Many insurance companies have encouraged those shopping for insurance to “go direct” and save money by cutting out the middle man. However, there are several reasons why using an insurance broker to assist you in navigating the shopping process could be a valuable choice.

First, cutting out the middle man doesn’t save as much money as you may think. In fact, broker pricing is often much better than direct insurance pricing. Insurance companies provide brokers with lower rates because brokers are professionally trained to accurately assess risk and to help their customers choose a policy that adequately insures them. Businesses purchasing insurance through a broker will naturally present a lower risk because of the broker’s skill at evaluating businesses.

Getting a speedy quote after your initial consultation is more consistent with insurance brokers, and even mid-term changes get a quick response. Brokers also have the knowledge and experience to make their suggestions more useful to you as a consumer, saving time and money in the process.

Insurance brokers are trained to handle all aspects of insurance. They have the experience and knowledge to evaluate your business and access to a wide variety of policies for comparison shopping. Both the insurance company and you, the customer, will have peace of mind knowing that everything is covered.

Finally, insurance brokers offer customers a stronger feeling of security when it comes to the safety of their personal information. Their ability to deal with specific insurance questions one-on-one is also a contributing factor to the trust that customers feel when working with an insurance broker.

Insurance brokers are uniquely equipped to save you money when shopping for business insurance. Even after your policy is purchased, brokers can offer you the peace of mind that knowledge, experience, and trustworthiness provide. Though direct-sales insurance has its merits, shopping for your business insurance coverage, and managing it afterward, will be a smoother and overall more beneficial experience when it is done with an insurance broker.